Frequently Asked Questions
You have more questions? We will be happy to answer them.
Will I be able to choose my car?
Not only will you have the chance to choose your vehicle among several options, but we will guide you towards the best choice to rebuild your credit score. The selection is made by the bank as well as our specialists based on market value, low mileage and age.
Is it possible to buy a vehicle after bankruptcy?
It’s never easy to deal with bankruptcy. You can have a loan with us even if your credit score is not good. It’s even recommended because sticking to your payments will restore your credit. Remember: You are not alone! Many of our clients have been through the same thing and have successfully re-established their credit reports with us!
What kind of interest rate can i expect?
If you have had some financial issues before (phone record, credit cards, etc.), the bank will likely offer you a high rate. We are here to see what is possible and offer you the best options according to your situation. This can mean choosing a vehicle that suits your needs, but is smaller and/or has less features.
I cannot travel to pick up my car. Do you have a solution?
We always have a solution! Technology allows us to work virtually and we have a door-to-door delivery system if needed. We also provide free transportation to get to the dealership.
Will you help me “fix” my credit?
This is actually one of the things that sets us apart from other companies. After a few months, we will get back to you to follow up on your credit file. We are always available to make sure that your financing program is still fit for your situation. We step in right away as soon as we can improve your terms.
Do you offer a warranty when buying a car?
Absolutely! All of our vehicles are guaranteed upon purchase. Buying a car is a big investment. We want you to have peace of mind and avoid unpleasant surprises so you can focus on rebuilding your credit without having to worry about whether you’ll have any repairs to pay on top of your payments.
Can I change my car before my loan is fully repaid?
Yes! All of our loans are “open” funding. Therefore, it is possible to change cars sooner without any penalty such as interest or bank charges.